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	<title>Nonprofit Financial Commons | Callum | Activity</title>
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	<description>Activity feed for Callum.</description>
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				<title>Callum replied to a discussion in the forum Your Community Awaits</title>
				<link>https://nonprofitfinancials.org/forums/topic/what-should-donors-look-at-when-evaluating-a-charitys-financial-health/#post-3421</link>
				<pubDate>Fri, 14 Aug 2026 18:43:23 -0500</pubDate>

									<content:encoded><![CDATA[<p class = "activity-discussion-title-wrap"><a href="https://nonprofitfinancials.org/forums/topic/what-should-donors-look-at-when-evaluating-a-charitys-financial-health/#post-3421"><span class="bb-reply-lable">Reply to</span> What should donors look at when evaluating a charity's financial health?</a></p> <div class="bb-content-inr-wrap"><p>Donors should look beyond overhead and consider whether a charity has healthy reserves, credibility and stable revenue. This is a lot easier to assess now because nonprofit verification has been automated by tools such as the Nonprofit Check Plus API. This saves the manual stress of paper works. It also makes it easier to assess an&hellip;</p>
<p><span class="activity-read-more" id="activity-read-more-4012"><a href="https://nonprofitfinancials.org/forums/topic/what-should-donors-look-at-when-evaluating-a-charitys-financial-health/#post-3421" rel="nofollow"> Read more</a></span></p>
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				<title>Callum replied to a discussion in the forum Your Community Awaits</title>
				<link>https://nonprofitfinancials.org/forums/topic/are-there-cost-effective-ways-one-can-verify-nonprofit-organizations/#post-3393</link>
				<pubDate>Mon, 10 Aug 2026 21:35:31 -0500</pubDate>

									<content:encoded><![CDATA[<p class = "activity-discussion-title-wrap"><a href="https://nonprofitfinancials.org/forums/topic/are-there-cost-effective-ways-one-can-verify-nonprofit-organizations/#post-3393"><span class="bb-reply-lable">Reply to</span> Are there cost-effective ways one can verify nonprofit organizations?</a></p> <div class="bb-content-inr-wrap"><p>While the Nonprofit Check Plus API is cheaper than  Zeffy API, and ProPublica Nonprofit Explorer upon check, I will like to know if a single subscription can be used by a team of five.</p>
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				<title>Callum replied to a discussion in the forum Enter here to engage in... 5 Nonprofit Business Models Revealed discussions</title>
				<link>https://nonprofitfinancials.org/forums/topic/the-innovation-fund-grants-of-up-to-250000infonexusfinancial-comgmail-com/#post-3388</link>
				<pubDate>Mon, 10 Aug 2026 15:18:59 -0500</pubDate>

									<content:encoded><![CDATA[<p class = "activity-discussion-title-wrap"><a href="https://nonprofitfinancials.org/forums/topic/the-innovation-fund-grants-of-up-to-250000infonexusfinancial-comgmail-com/#post-3388"><span class="bb-reply-lable">Reply to</span> The Innovation Fund | Grants of up to $250,000(infonexusfinancial.com@gmail.com)</a></p> <div class="bb-content-inr-wrap"><p>Okay!</p>
<p>Thank you.</p>
<p>How legitimate is this?</p>
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				<title>Callum replied to a discussion in the forum Enter here to engage in... 5 Nonprofit Business Models Revealed discussions</title>
				<link>https://nonprofitfinancials.org/forums/topic/how-do-economic-realities-impact-revenues/#post-3385</link>
				<pubDate>Mon, 10 Aug 2026 14:28:23 -0500</pubDate>

									<content:encoded><![CDATA[<p class = "activity-discussion-title-wrap"><a href="https://nonprofitfinancials.org/forums/topic/how-do-economic-realities-impact-revenues/#post-3385"><span class="bb-reply-lable">Reply to</span> How do economic realities impact revenues?</a></p> <div class="bb-content-inr-wrap"><p>I don&#8217;t think any single database tracks that mix by mission area. But key insights do exist. For example, according to Candid, government grants fund about 30% of US nonprofits, with more than 35,000 relying on them for over half their revenue. Human services are the most vulnerable.<br />Also, according to the Charities Aid Foundation&#8217;s UK Giving&hellip;<span class="activity-read-more" id="activity-read-more-3977"><a href="https://nonprofitfinancials.org/forums/topic/how-do-economic-realities-impact-revenues/#post-3385" rel="nofollow"> Read more</a></span></p>
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				<title>Callum replied to a discussion in the forum Enter here to engage in... 5 Nonprofit Business Models Revealed discussions</title>
				<link>https://nonprofitfinancials.org/forums/topic/how-do-economic-realities-impact-revenues/#post-3382</link>
				<pubDate>Mon, 10 Aug 2026 14:15:54 -0500</pubDate>

									<content:encoded><![CDATA[<p class = "activity-discussion-title-wrap"><a href="https://nonprofitfinancials.org/forums/topic/how-do-economic-realities-impact-revenues/#post-3382"><span class="bb-reply-lable">Reply to</span> How do economic realities impact revenues?</a></p> <div class="bb-content-inr-wrap"><p>Economic jitters hit everyone differently. Diverse funding is your best shield. Mix grants, individual gifts, and earned income so no single dip sinks you. </p>
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				<title>Callum replied to a discussion in the forum Your Community Awaits</title>
				<link>https://nonprofitfinancials.org/forums/topic/applying-for-an-indirect-cost-rate-icr-for-federal-awards/page/2/#post-3329</link>
				<pubDate>Mon, 03 Aug 2026 10:27:43 -0500</pubDate>

									<content:encoded><![CDATA[<p class = "activity-discussion-title-wrap"><a href="https://nonprofitfinancials.org/forums/topic/applying-for-an-indirect-cost-rate-icr-for-federal-awards/page/2/#post-3329"><span class="bb-reply-lable">Reply to</span> Applying for an indirect cost rate (ICR) for federal awards</a></p> <div class="bb-content-inr-wrap"><p>You are smart to sort this out. Getting a NICRA means getting properly reimbursed for your admin costs.<br />You have two choices. Use the de minimis rate of 15% of your modified total direct costs, which is the simple option. Or go for the full negotiation with your cognizant agency, usually the federal agency that gives you the most funding.<br />The full&hellip;<span class="activity-read-more" id="activity-read-more-3902"><a href="https://nonprofitfinancials.org/forums/topic/applying-for-an-indirect-cost-rate-icr-for-federal-awards/page/2/#post-3329" rel="nofollow"> Read more</a></span></p>
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				<title>Callum replied to a discussion in the forum Your Community Awaits</title>
				<link>https://nonprofitfinancials.org/forums/topic/managing-card-spending/#post-3327</link>
				<pubDate>Mon, 03 Aug 2026 10:25:25 -0500</pubDate>

									<content:encoded><![CDATA[<p class = "activity-discussion-title-wrap"><a href="https://nonprofitfinancials.org/forums/topic/managing-card-spending/#post-3327"><span class="bb-reply-lable">Reply to</span> Managing Card Spending</a></p> <div class="bb-content-inr-wrap"><p>Rachel, you need a debit card solution with budget controls tied to your main account, not a credit line. Since Bill, Ramp, and Expensify are either too expensive or won&#8217;t approve you, look at nonprofit specific options like Crowded or prepaid platforms like B4B Payments and GiveCard.<br />They give you sub accounts, budgeted cards for each team, and&hellip;<span class="activity-read-more" id="activity-read-more-3901"><a href="https://nonprofitfinancials.org/forums/topic/managing-card-spending/#post-3327" rel="nofollow"> Read more</a></span></p>
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				<title>Callum replied to a discussion in the forum Your Community Awaits</title>
				<link>https://nonprofitfinancials.org/forums/topic/seeing-retribution-against-non-profits-who-have-dei-in-mission/#post-3321</link>
				<pubDate>Mon, 27 Jul 2026 16:59:02 -0500</pubDate>

									<content:encoded><![CDATA[<p class = "activity-discussion-title-wrap"><a href="https://nonprofitfinancials.org/forums/topic/seeing-retribution-against-non-profits-who-have-dei-in-mission/#post-3321"><span class="bb-reply-lable">Reply to</span> Seeing retribution against non-profits who have DEI in mission?</a></p> <div class="bb-content-inr-wrap"><p>That denial sounds incredibly frustrating and suspect. With the current political climate, it would not be surprising if financial institutions are quietly flagging DEI-focused nonprofits as &#8220;risky&#8221; without admitting it. You might want to try a smaller, mission-aligned merchant processor rather than the big banks. Have you reached out to other&hellip;<span class="activity-read-more" id="activity-read-more-3876"><a href="https://nonprofitfinancials.org/forums/topic/seeing-retribution-against-non-profits-who-have-dei-in-mission/#post-3321" rel="nofollow"> Read more</a></span></p>
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				<title>Callum replied to a discussion in the forum Your Community Awaits</title>
				<link>https://nonprofitfinancials.org/forums/topic/miscellaneous-form-990-questions/#post-3319</link>
				<pubDate>Mon, 27 Jul 2026 16:56:10 -0500</pubDate>

									<content:encoded><![CDATA[<p class = "activity-discussion-title-wrap"><a href="https://nonprofitfinancials.org/forums/topic/miscellaneous-form-990-questions/#post-3319"><span class="bb-reply-lable">Reply to</span> Miscellaneous Form 990 questions</a></p> <div class="bb-content-inr-wrap"><p>For Question 1&#8230;</p>
<p>Yes, they are. Every Form 990 must be signed by an officer under penalty of perjury, attesting that the return is true, correct, and complete to the best of their knowledge. This applies to both the main return and all attached schedules, including Schedule B. </p>
<p>For Question 2&#8230;</p>
<p>You are absolutely right. The dollar amounts on&hellip;</p>
<p><span class="activity-read-more" id="activity-read-more-3875"><a href="https://nonprofitfinancials.org/forums/topic/miscellaneous-form-990-questions/#post-3319" rel="nofollow"> Read more</a></span></p>
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				<title>Callum replied to a discussion in the forum Your Community Awaits</title>
				<link>https://nonprofitfinancials.org/forums/topic/501c6-non-profit-refusing-to-provide-financial-records-on-request/page/2/#post-3316</link>
				<pubDate>Mon, 27 Jul 2026 16:41:16 -0500</pubDate>

									<content:encoded><![CDATA[<p class = "activity-discussion-title-wrap"><a href="https://nonprofitfinancials.org/forums/topic/501c6-non-profit-refusing-to-provide-financial-records-on-request/page/2/#post-3316"><span class="bb-reply-lable">Reply to</span> 501(c)(6) Non Profit Refusing To Provide Financial Records On Request</a></p> <div class="bb-content-inr-wrap"><p>Tough spot. <b>501(c)(6)</b> organizations are not charities, so they are not required to disclose contributor information publicly. Your best bet is to formally request their Form 990, as the IRS requires that to be available for inspection. If they still refuse, you can file a complaint with the IRS.</p>
<p>On the verification front, the <b>Nonprofit Check Plus&hellip;</b></p>
<p><span class="activity-read-more" id="activity-read-more-3874"><a href="https://nonprofitfinancials.org/forums/topic/501c6-non-profit-refusing-to-provide-financial-records-on-request/page/2/#post-3316" rel="nofollow"> Read more</a></span></p>
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				<title>Callum replied to a discussion in the forum Your Community Awaits</title>
				<link>https://nonprofitfinancials.org/forums/topic/meals-at-meetings-under-the-new-obbb-rules/#post-3315</link>
				<pubDate>Mon, 27 Jul 2026 16:33:53 -0500</pubDate>

									<content:encoded><![CDATA[<p class = "activity-discussion-title-wrap"><a href="https://nonprofitfinancials.org/forums/topic/meals-at-meetings-under-the-new-obbb-rules/#post-3315"><span class="bb-reply-lable">Reply to</span> Meals at Meetings Under the New OBBB Rules</a></p> <div class="bb-content-inr-wrap"><p>The same rules apply to nonprofits since we follow the same tax code. If the meal is for your convenience as the employer, it is not deductible and could be taxable to employees. Mid-day meetings usually count as convenience, so yes, you might need to run it through payroll </p>
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				<title>Callum replied to a discussion in the forum Your Community Awaits</title>
				<link>https://nonprofitfinancials.org/forums/topic/gift-in-kind/#post-3313</link>
				<pubDate>Mon, 27 Jul 2026 16:05:09 -0500</pubDate>

									<content:encoded><![CDATA[<p class = "activity-discussion-title-wrap"><a href="https://nonprofitfinancials.org/forums/topic/gift-in-kind/#post-3313"><span class="bb-reply-lable">Reply to</span> Gift in Kind</a></p> <div class="bb-content-inr-wrap"><p>Great question, Angelica. We absolutely use materiality as our guide. If that donated software or pro bono service would matter to a board member or donor, it goes in. If not, we track it internally and move on. Saves so much headache.</p>
<p>What is your threshold for deciding what is &#8220;material&#8221; enough?</p>
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				<title>Callum became a registered member</title>
				<link>https://nonprofitfinancials.org/news-feed/p/3867/</link>
				<pubDate>Sun, 26 Jul 2026 17:33:40 -0500</pubDate>

				
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