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Hi Donald…welcome to the forum!
Your calculation looks consistent with that used in this cool template that is available on our site: https://nonprofitfinancials.org/resources/calculate-your-luna/.
Also, if you weren’t able to join us recently for our webinar on financial ratios – which included discussion of LUNA – you can access the materials here: https://nonprofitfinancials.org/resources/nonprofit-ratios-resources-list/
We look forward to hearing from others in the forum. Thanks again for joining us!
nonprofitfinancials.org
Calculate Your LUNA - Nonprofit Financial Commons
This Excel-based tool can help you quickly and clearly see your LUNA — your current Liquid Unrestricted Net Assets.